PROGRAM OVERVIEW
Universally Sustainable Education Suite (Uses)
in E-Banking covers topics included Funds transfer, Cash Management, Bill
payment, Bill presentment, Loan applications, Stored Value, Aggregation,
Electronic Finder, Automated clearinghouse (ACH) transactions, Wireless
Banking, Certification Authority. This course is particularly designed for
Bank officers and Professionals of financial institutions.
Session
1 - Introductory
Concepts of E-banking
Introduction to Computers and personal
electronics - motivation - glossary and acronyms, computer networking -
Internet technologies - information access and processing - Security and
privacy - changing life style - acceptance and future
Session
2 - Technology-based
Banking - Products and Services
Balance inquiry, Transaction information,
Funds transfer, Cash Management, Bill payment, Bill presentment, Loan
applications, Stored Value, Aggregation, Electronic Finder, Automated
clearinghouse (ACH) transactions, Internet Payments, Wireless Banking,
Certification Authority, Data Storage
Session
3 - Security and Privacy
Vendor Risk Issues, Security, Data Integrity,
and Confidentiality, Authentication,
Identity Verification, and Authorization, Strategic and Business Risks,
Business Continuity Planning, Permissibility, Compliance, Legal Issues, and
Computer Crimes, Cross Border and International Banking
Session
4 - Permissibility, Legal, and Compliance Issues
Technology raises legal issues Technology creates
consumer compliance issues (Electronic disclosures delivery, Web linking,
customer confusion, and liability, fee income from web linking, fair lending
issues, Reg. E application to aggregation services)
Session
5 - Cyber Crimes in E-banking
Internet banking and payment systems may allow
for new ways to conduct illegal and fraudulent activities (Unauthorized access
to deny service or re-direct a website Identity theft resulting in
unauthorized, or Money laundering, Phony Internet banks
Session
6 - Key Findings of Successful E-banking
Active
vendor management, Ongoing board involvement, Sufficient technical expertise,
Proactive network security that effectively prevents, detects, and responds to
intrusions, Strong authentication practices, Encrypted communications,
Periodic compliance and legal reviews, Appropriate backup and recovery
Session
7 - Question and Answer - Projects - Assignments - Thesis
Conclusion, Case Studies, Assignments and
Projects, Workshop and Demonstrations, Hands outs and Hands on